dragondirect - Interest Rates at a glance

directsaver - campaign interest rates
DIY Super directsaver - campaign interest rates

directsaver - high interest savings account

Historical Rate Changes (For Information Purposes Only):

Campaign rates at 10 November 2008 (Subject to change without notice)

directsaver Campaign
(Campaign Period: 20 October 08 – 28 February 09, with variable promotional rate available until 31 March 09. For eligible customers only)

Effective From	Effective To	Variable Promotional Interest Rate Paid (For eligible customers who meet the campaign criteria. Terms & Conditions apply)
20 October 2008	Current	7.10% p.a. for directsaver accounts linked to an eligible St George account 7.00%p.a. for directsaver accounts linked to an eligible account from a Financial Institution in Australia other than St George Bank

directsaver Campaign
(Campaign Period: 1 July 08 – 30 September 08, with variable promotional rate available until 30 November 2008)

Effective From	Effective To	Variable Promotional Interest Rate Paid (For eligible customers who meet the campaign criteria. Terms & Conditions apply)
10 November 2008	Current	6.85% p.a. for directsaver accounts linked to an eligible St George account 6.75%p.a. for directsaver accounts linked to an eligible account from a Financial Institution in Australia other than St George Bank
9 October 2008	09 November 2008	7.60% p.a. for directsaver accounts linked to an eligible St George account 7.50%p.a. for directsaver accounts linked an eligible account from a Financial Institution in Australia other than St George Bank
1 July 2008	8 October 2008	8.10%p.a. for directsaver accounts linked to an eligible St George account 8.00%p.a. for directsaver accounts linked an eligible account from a Financial Institution in Australia other than St George Bank

directsaver Campaign
(Campaign Period: 6 January 08 – 31 March 08, with promotional rate holding until 30 June 2008)

Effective From	Effective To	Promotional Interest Rate Paid (Conditions Apply)
1 July 2008	Current	Standard
10 March 2008	30 June 2008	7.50%p.a.
11 February 2008	9 March 2008	7.25%p.a
6 January 2008	10 February 2008	7.00%p.a.

directsaver Campaign
(Campaign Period: 1 October 07 – 31 December 07, with promotional rate holding until 14 April 2008)

Effective From	Effective To	Interest Rate Paid (Promotional Conditions Applied)
15 April 2008	Current	Standard
10 March 2008	14 April 2008	7.55%p.a.
11 February 2008	9 March 2008	7.30 %p.a
12 November 2007	10 February 2008	7.05%p.a.
4 October 2007	11 November 2007	6.80%p.a.
1 October 2007	3 October 2007	6.60%p.a.

directsaver Campaign
(Campaign Period: 3 June 2007 – 30 September 2007, with promotional rate holding until 30 November 2007)

Effective From	Effective To	Interest Rate Paid (Promotional Conditions Applied)
1 December 2007	Current	Standard
12 November 2007	30 November 2007	7.10%p.a.
17 August 2007	11 November 2007	6.85%p.a.
3 June 2007	16 August 2007	6.60%p.a.

directsaver Campaign
(Campaign Period: 1 October 2006 – 31 December 2006, with promotional rate holding until 28 February 2007)

Effective From	Effective To	Interest Rate Paid (Promotional Conditions Applied)
1 March 2007	Current	Standard
9 November 2006	28 February 2007	6.40%p.a
1 October 2006	8 November 2006	6.15%p.a

directsaver Campaign
(Campaign Period: 16 July 2006 – 30 September 2006, with promotional rate holding until 31 December 2006)

Effective From	Effective To	Interest Rate Paid (Promotional Conditions Applied)
1 March 2007	Current	Standard
16 July 2006	31 December 2006	5.95%p.a

directsaver Campaign
(Campaign Period: 1 October 2005 – 30 November 2005. with promotional rate holding until 31 March 2006)

Effective From	Effective To	Interest Rate Paid (Promotional Conditions Applied)
1 April 2006	Current	Standard
1 October 2005	31 March 2006	5.60%p.a

directsaver Campaign
(Campaign Period: 17 July 2005 – 30 September 2005, with promotional rate holding until 31 December 2005.)

Effective From	Effective To	Interest Rate Paid (Promotional Conditions Applied)
1 January 2006	Current	Standard
17 July 2005	31 December 2005	5.60%p.a

DIY Super directsaver - high interest savings account

Historical Rate Changes (For Information Purposes Only):

Campaign rates at 20/10/2008 (Subject to change without notice)

DIY Super directsaver Campaign
(Campaign Period: 20 October 08 – 28 February 09, with variable promotional rate available until 31 March 09. For eligible customers only)

Effective From	Effective To	Variable Promotional Interest Rate Paid (For eligible customers who meet the campaign criteria. Terms & Conditions apply)
20 October 2008	Current	7.10% p.a. for DIY Super directsaver accounts linked to an eligible St George account 7.00%p.a. for DIY Super directsaver accounts linked to an eligible account from a Financial Institution in Australia other than St George Bank

DIY Super directsaver Campaign
Campaign Period: 1 July 08 – 30 September 08, with variable promotional rate available until 30 November 2008)

Effective From	Effective To	Variable Promotional Interest Rate Paid (For eligible customers who meet the campaign criteria. Terms & Conditions apply)
10 November 2008	Current	6.85% p.a. for DIY Super directsaver accounts linked to an eligible St George account 6.75 %p.a. for DIY Super directsaver accounts linked to an eligible account from a Financial Institution in Australia other than St George Bank
9 October 2008	9 November 2008	7.60% p.a. for *DIY Super directsaver* accounts linked to an eligible St George account 7.50%p.a. for *DIY Super directsaver* accounts linked an eligible account from a Financial Institution in Australia other than St George Bank
1 July 08	8 October 2008	8.10%p.a. for DIY Super directsaver accounts linked to an eligible St George account 8.00%p.a. for DIY Super directsaver accounts linked an eligible account from a Financial Institution in Australia other than St George Bank

DIY Super directsaver Campaign
(Campaign Period: 6 January 08 – 31 March 08, with promotional rate holding until 30 June 08)

Effective From	Effective To	Promotional Interest Rate Paid (Conditions Apply)
1 July 2008	Current	Standard
10 March 2008	30 June 2008	7.50%p.a.
11 February 2008	9 March 2008	7.25%p.a.
6 January 2008	10 February 2008	7.00%p.a.

DIY Super directsaver Campaign
(Campaign Period: 1 October 07 – 31 December 07, with promotional rate holding until 14 April 2008)

Effective From	Effective To	Interest Rate Paid (Promotional Conditions Applied)
15 April 2008	Current	Standard
10 March 2008	14 April 2008	7.55%p.a.
11 February 2008	9 March 2008	7.30%p.a.
12 November 2007	10 February 2008	7.05%p.a.
4 October 2007	11 November 2007	6.80%p.a.
1 October 2007	3 October 2007	6.60%p.a.

	Internet Banking
	directshares